We tend to forget how much money can affect us psychologically. Money talks have grown to become seemingly taboo – a subject often ignored until financial problems begin to arise. We’re here to make sure it doesn’t have to get to that point in time. Here are some questions and prompts to help facilitate discussions about money:

1. What are your financial goals and aspirations? This can help you understand each other's long-term objectives and align your financial plans accordingly.

2. How do you prioritize your spending? Discussing spending habits can shed light on individual values and priorities when it comes to money.

3. What is your approach to saving and budgeting? Share tips and strategies for effective saving and budgeting that you have found helpful.

4. Have you ever experienced financial challenges or setbacks? Sharing personal experiences can create a supportive environment and help learn from each other's mistakes or successes.

5. How do you handle financial decisions as a couple or group of friends? Discuss how you make joint financial decisions and manage shared expenses, if applicable.

6. Do you have any financial concerns or worries? Encourage open conversations about financial anxieties and offer support and advice if needed.

7. Have you considered investing? Talk about investment strategies, risk tolerance, and any experiences you may have had with investing.

8. How do you approach debt management? Share thoughts on managing debt, strategies for paying off loans, and any lessons learned from past experiences.

9. What are your views on charitable giving or supporting causes you care about? Discuss individual perspectives on philanthropy and how you incorporate giving into your financial plans.

10. How do you envision your financial future? Share your visions for retirement, financial independence, or other significant milestones, and discuss steps you're taking to achieve those goals.

Remember, when discussing money with your partner or friends, it's essential to approach the conversation with openness, respect, and non-judgment. Everyone has different financial circumstances and perspectives, so aim for understanding and support rather than comparison or criticism.